Thu. May 23rd, 2024
Punjab Announces ‘Apni Chat Apna Ghar’ for Low-Income Families

The Punjab government in Pakistan has unveiled a new housing program called Apni Chat Apna Ghar which translates to “Your Roof, Your Home.” This initiative addresses the housing needs of low-income families in major cities and smaller towns. With the help of this scheme, poor families will assured of housing. The families will provided with housing in monthly installments. If you have not registered, please read the article for all the details related to this program.

Providing Affordable Homes for Deserving Families

The program seeks to construct 100000 houses across six cities in Punjab: Lahore, Rawalpindi, Faisalabad, Sialkot, Multan, and Sargodha. These houses will offered at subsidised rates to families struggling financially. The primary goal is to provide these families with comfortable and affordable housing options near urban centres for easier access to amenities and opportunities.

Eligibility and Payment Plans For Apni Chat Apna Ghar

The program prioritises families with a monthly income below 60000 rupees, those currently living in rented accommodations, and those below the poverty line. Individuals who already own a home will not be eligible.

Initial proposals from the housing department suggest that each apartment will cost approximately 1.5 million rupees (15 lakh). To make these homes more accessible, the Punjab government plans to offer a 60% subsidy. This means eligible families must pay a 40% down payment and then manage the remaining amount through instalments.

Targeted Cities For Apni Chat Apna Ghar

This Apni Chat Apna Ghar is starting in major cities of Punjab, and construction work will start. All those families who are facing difficulties due to homelessness. The initial phase of the program will focus on six major cities within Punjab:

  • Lahore
  • Rawalpindi
  • Faisalabad
  • Sialkot
  • Multan
  • Sargodha

First Phase Construction

According to the latest updates, the initial phase of construction will focus on Lahore. Here, 5000 apartments will planned for Raiwind Road. Once construction is complete in Lahore, the program will expand to the other five designated cities.

Eligibility and Payment Plans For Apni Chat Apna Ghar

Positive Impact on Housing Sector

The Apni Chat Apna Ghar could impact Punjab’s housing sector significantly. The government aims to bridge the gap between housing demand and affordability by offering subsidised housing options to low-income families. This initiative could reduce the number of families living in rented accommodations and contribute to a more stable housing market.

For More Information: Punjab Roshan Ghrana Scheme


The Apni Chat Apna Ghar represents a significant step towards addressing the housing shortage faced by low-income families in Punjab. By providing affordable and accessible housing options, this initiative can improve the living conditions and overall well-being of countless residents across the province.